Terms & Conditions

Terms and ConditionsLast updated: July 7th, 2025

Before utilizing our Service, it’s important to thoroughly review and understand these terms and conditions.

TERMS AND CONDITIONS FOR GAIA HEALTH INSURANCE

Welcome to our platform. By engaging with our website, mobile app, or any additional services we provide, you consent to adhere to these Terms and Conditions. It’s crucial to carefully review these Terms and Conditions prior to using our services.

Overview

Gaia Health Insurance offers insurance brokerage services to both individuals and businesses. These services are governed by the Terms and Conditions outlined here, which apply to our website, mobile app, and any other services we may offer.

Consent to Terms

By accessing and using our services, you confirm that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with these terms, you should refrain from using our services.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any point. Should there be any significant changes, we will notify you by updating the Terms and Conditions on our website or mobile app. Continuing to use our services after such changes implies your agreement to the new terms.

Requirements for Use

Our services are available to individuals who are at least 18 years old. By using our services, you declare that you meet this age requirement.

Insurance Services Offered

As an insurance broker, we assist in obtaining insurance quotes, facilitating the acquisition of insurance policies, and offering ongoing support. It’s important to note that we are not an insurance provider; the insurance products we facilitate are from third-party insurers.

Proper Use of Services

Our services should be used in a lawful manner and in compliance with these Terms and Conditions. Any use that could harm, disrupt, or interfere with the operation of our website, mobile app, or services is prohibited.

Account Responsibility

If our services require an account, you are responsible for keeping your account details confidential and for all activities under your account. Immediate notification is required if there is unauthorized use of your account.

Fees

Some of our brokerage services may involve fees. You will be informed of any fees in advance of using our services, and by proceeding, you agree to these charges.

Intellectual Property Rights

The content and materials on our website and mobile app, including but not limited to text, images, and logos, are owned by Gaia Health Insurance or its licensors and are protected by copyright laws. Any use of these materials without express permission is prohibited.

No Warranties Provided

We offer our services on an “as is” and “as available” basis without warranties of any kind, either explicit or implied. We do not guarantee uninterrupted service or the correction of any service errors.

Liability Limitation

Under no circumstances shall Gaia Health Insurance, its affiliates, or its personnel be liable for any direct, indirect, or consequential damages related to your use of our services.

Agreement to Indemnify

You agree to indemnify and hold Gaia Health Insurance and its affiliates harmless from any claims, damages, or expenses arising from your use of our services.